Everyone has their favorite summer pastimes. Whether it’s enjoying a boat day with your family, a ride on your motorcycle with friends, or a cross country roadtrip in your RV, making sure your favorite summer toys are insured will help to ensure the safety of you, your passengers, and your investment. Here are some things to consider:


While on the open road, you’ll be able enjoy the wind in your hair much more knowing that your investment is safe. In the case that your motorcycle is stolen or damaged, repair or replacement costs can be very expensive. Additionally, if your passenger or someone else is injured, medical costs can quickly add up. If your motorcycle is one of your prized possessions, it deserves special protection. The cost of motorcycle insurance varies based on your age, driving record, where you live, type of motorcycle, and if you’ve taken a driver safety course.


Days spent on the Indian River Lagoon among family and friends are some of the best days of the summer. Worry less about your boat with insurance to help cover the cost of damages, replacement, or medical expenses in the case of an injury. Your watercraft also needs protection when you’re on land because accidents can happen when it’s being towed. The personal watercraft policy covers bodily injury, property damage, guest liability insurance, medical payments, and theft.

Golf Cart

Golf carts are becoming more and more popular for recreational use. While cruising around your community or local golf course, you’ll be able to relax when you’re not worried about the safety of yourself, your passengers, or your investment.


Summertime is the best time of year for a cruise across country. Your RV does more than just take you from coast to coast, it also provides you with comfort and fun along the way. Just because your recreational vehicle is associated with playtime, doesn’t mean it needs any less insurance. In fact, it may require more because of it’s increased potential for liabilities.

Enjoy your free time this summer knowing that your favorite toys are protected in case of an accident or emergency. To learn more about how to best protect your investments, contact one of our Viera insurance agents today.