Article

Have Golf Cart, Will Insure!

May 02, 2016

People are increasingly using a golf cart for more than just golf. Many homeowners use them around their properties or even to travel to neighboring properties. For example, a couple may own a vacation home in a gated community located in a rural waterfront area. They have a golf cart that they use on the roads within the community to shuttle between their neighbors’ homes. The cart may suffer damage in some way or even be destroyed in a collision or fire. Also, it may injure another person or damage someone’s property; for example, it could roll over a person’s foot if the user has not parked it correctly. If something like this occurs, the golf cart owner needs to have proper and adequate insurance.

You will enjoy your time cruising in your community when you are not worried about the safety of yourself, your passengers, or your investment. Here are several factors to consider:

  • If you are in an accident or your golf cart is stolen, it can be very expensive to repair or replace it.
  • If you or a passenger is injured in an accident, medical costs can be extremely expensive.
  • If your golf cart is responsible for damage or injury to others, you may be sued for more than you are worth.
  • Your golf cart is likely one of your prized possessions and it deserves special protection.
  • How much can I afford to pay if my golf cart is in an accident, damaged, or stolen? Ask your agent what your cost savings would be if you raised your deductible.
  • What discounts and programs are available?
  • How much medical and liability coverage should I have?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What is the process for filing and settling a claim?

share this

Related Articles

Related Articles

25 Mar, 2024
In the ever-changing landscape of Florida's weather, the importance of being prepared cannot be overstated. With the spring season heralding not just warmer weather but also the onset of storms and potential flooding, it's crucial for homeowners across the state to turn their attention to the often-overlooked aspect of home safety: flood insurance. Florida is unique in its geographical makeup, leading to an interesting fact that surprises many: All of Florida is in a flood zone . It doesn't matter if you are in what's considered a high-risk or low-risk area; the entire state is susceptible to flooding, making it imperative for every homeowner to assess their need for flood insurance. The Stark Reality of Flood Risks in Florida Floods stand as the most common and widespread of all natural disasters, affecting more areas and homes than any other type of natural event. Here's what every homeowner should know about the risks: Widespread Impact : Floods don't discriminate by geography; they can happen anywhere, affecting homes in both expected and unexpected locations. Significant Damage : Consider that a mere inch of floodwater can wreak havoc on your home, causing over $25,000 in damage. This figure puts into perspective the potential financial strain a flood can cause, even in areas considered to be at low to moderate risk. Frequent Claims : About 20% of all flood claims come from areas not traditionally viewed as high risk. Moreover, over the past decade, the average flood claim has amounted to approximately $30,000 – a substantial sum that highlights the financial implications of flood damage. Why Standard Homeowners Policies Fall Short A common misconception among homeowners is that their standard insurance policies cover flood damage. Unfortunately, this is not the case. Flood insurance requires a separate policy, a crucial detail that many overlook until it's too late. Take Action Today Given the realities of flood risks and the potential financial implications, securing flood insurance is a wise decision for any Florida homeowner. At Anthony Insurance Agency, we understand the unique challenges and risks faced by homeowners in our state. We're here to provide the information, support, and coverage you need to protect your home and peace of mind. Whether you have questions, need more information, or are ready to discuss adding flood insurance to your coverage, don't hesitate to reach out. Our team is dedicated to helping you navigate your insurance needs and ensuring you're prepared for whatever comes your way. Protect your home, protect your future. Contact Anthony Insurance Agency today to learn more about flood insurance options for your home.
By Trevor Barone 17 Mar, 2020
Insurance can be confusing and downright frustrating. It doesn’t help when vague and misleading terms get thrown around by non-insurance nerds to describe policies. This seems to be especially rampant with automobile insurance coverages. In Florida a very popular, but misleading term is “No Fault”. If you get into a car accident, trust me there [...]
By Bob Long 30 Jan, 2019
Why is auto insurance coverage so important? Which options do I need? Can't I just buy the cheapest plan available? How much is enough insurance? What happens if I'm in an accident with someone who doesn't have insurance? So many questions! Are you often confused about your auto coverages? Honestly, if I were [...]
ALL ARTICLES

STAY UP TO DATE

GET PATH'S LATEST

Receive bi-weekly updates from the church, and get a heads up on upcoming events.

Contact Us

Share by: