Owning a home is a huge responsibility, not to mention all of your possessions inside. With home insurance, you can sleep easy knowing that your home is financially protected from most disasters.
What is Homeowners Insurance?
Home insurance provides financial protection against disasters. A standard policy insures both the home itself and your possessions within it.
Home insurance is a package policy, which means that it covers any damage to your property in addition to your liability for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered, but there are certain exceptions. Two disasters that require separate coverage are floods and earthquakes.