Life Insurance

Term Insurance & Permanent Insurance

Term Insurance is designed to meet your temporary insurance needs. It provides protection for a specific period of time or “term” and will usually only pay a benefit if you expire during the term.

Term insurance makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you might decide that you only need coverage until your children graduate from college or a large debt is paid off, such as your mortgage.

Permanent Insurance provides you with lifelong protection. As long as you pay the premiums and no loans, withdrawals, or surrenders are taken, the full face amount of the policy will be paid. Because it is intended to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

Which Type Of Life Insurance Is Right For Me?

Determining which type of life insurance is best for you depends on your unique circumstances and financial goals. The best way to realize which type of life insurance makes sense for you and your family is to meet with one of our qualified and licensed life insurance professionals.

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