Three Circumstances that Can Raise Your Home Insurance Premium

As we gracefully step into the golden years of retirement, the summer season unfolds as a wonderful time to rediscover the outdoors and indulge in activities that our busy schedules might have previously limited. At Anthony Insurance Agency, we understand the diverse health and comfort levels among us, especially during these vibrant years. With that in mind, we're thrilled to share a handful of accessible and enjoyable summer activities designed for active seniors. Whether for yourself or someone you care about, these ideas promise to enrich your summer days with health, happiness, and a touch of adventure. 1. Discover a New Path The simple act of walking outdoors not only nourishes the soul but also offers numerous health benefits, including reduced anxiety and improved sleep quality. Why not explore your neighborhood for walking trails or venture on a different route than usual? A change of scenery can do wonders for your mental and physical well-being. 2. Embark on a Local Adventure Summer is the perfect season for day trips. Consider planning a visit to local flea markets, malls, or restaurants with charming outdoor patios. To keep comfortable, alternate between indoor and outdoor activities. It's a delightful way to discover new places and create lasting memories. 3. Engage in Lawn Games With a significant portion of older adults living alone, staying socially connected is crucial. Lawn games offer a fantastic opportunity to engage in friendly competition. Gather friends and family for a game of cornhole, bocce ball, or simply enjoy a leisurely walk or day out. These activities not only keep you active but also strengthen social bonds. 4. Cultivate a Garden Gardening is a serene and fulfilling hobby that connects you with nature. Embrace the therapeutic benefits of tending to a garden. Whether you're growing flowers, vegetables, or herbs, gardening is a rewarding way to spend your time outdoors, soaking up the sunshine and caring for your mental and physical health. We hope this curated list inspires you to embrace the summer season with enthusiasm and activity. Remember, it's never too late to try something new or to revisit an old hobby with a fresh perspective. At Anthony Insurance Agency, we're here to support you in making the most of these golden years. Stay Connected! Follow and like our social media accounts for more tips, ideas, and updates tailored for active seniors like you. Let's make this summer unforgettable, together.

In the ever-changing landscape of Florida's weather, the importance of being prepared cannot be overstated. With the spring season heralding not just warmer weather but also the onset of storms and potential flooding, it's crucial for homeowners across the state to turn their attention to the often-overlooked aspect of home safety: flood insurance. Florida is unique in its geographical makeup, leading to an interesting fact that surprises many: All of Florida is in a flood zone . It doesn't matter if you are in what's considered a high-risk or low-risk area; the entire state is susceptible to flooding, making it imperative for every homeowner to assess their need for flood insurance. The Stark Reality of Flood Risks in Florida Floods stand as the most common and widespread of all natural disasters, affecting more areas and homes than any other type of natural event. Here's what every homeowner should know about the risks: Widespread Impact : Floods don't discriminate by geography; they can happen anywhere, affecting homes in both expected and unexpected locations. Significant Damage : Consider that a mere inch of floodwater can wreak havoc on your home, causing over $25,000 in damage. This figure puts into perspective the potential financial strain a flood can cause, even in areas considered to be at low to moderate risk. Frequent Claims : About 20% of all flood claims come from areas not traditionally viewed as high risk. Moreover, over the past decade, the average flood claim has amounted to approximately $30,000 – a substantial sum that highlights the financial implications of flood damage. Why Standard Homeowners Policies Fall Short A common misconception among homeowners is that their standard insurance policies cover flood damage. Unfortunately, this is not the case. Flood insurance requires a separate policy, a crucial detail that many overlook until it's too late. Take Action Today Given the realities of flood risks and the potential financial implications, securing flood insurance is a wise decision for any Florida homeowner. At Anthony Insurance Agency, we understand the unique challenges and risks faced by homeowners in our state. We're here to provide the information, support, and coverage you need to protect your home and peace of mind. Whether you have questions, need more information, or are ready to discuss adding flood insurance to your coverage, don't hesitate to reach out. Our team is dedicated to helping you navigate your insurance needs and ensuring you're prepared for whatever comes your way. Protect your home, protect your future. Contact Anthony Insurance Agency today to learn more about flood insurance options for your home.